American Express announced on Wednesday that it has partnered with Google to better protect its cardholders when using Autofill with Google Chrome and Android. Amex cardholders will be able to use a new Virtual Card Number (VCN) with Chrome and will be able to fill in the credit card number field with it when using AutoFill.
According to the press release, American Express cardholders will be able to enroll in the Google VCN program sometime this summer. By being able to use VCN with the auto-fill feature, cardholders can make quick and secure purchases with ease.
Using a VCN is more secure for online transactions than using a physical card number. VCN replaces the 15-digit physical card number on your credit card with a virtual number to better protect cardholders’ information when shopping online. VCN will also generate a new four-digit security code (CID) to use as well.
Also: What are virtual credit card numbers and how do they work?
Using the new feature is easy. As users check online with their Amex card, they’ll see a prompt when they use Chrome’s autocomplete feature, which will generate a VCN for them. Once the number is generated, the user will be asked if he wants to apply the number when he chooses to use autofill when paying.
Using VCN, the merchant does not need to know the actual number of the user’s physical card, adding another level of security while shopping online.
“With more users shopping online than ever, we are proud to introduce new digital experiences that meet our card members both where they are and where they are going,” said Lisa Yokoyama, Product Manager at Amex Digital Labs at American Express. it is said in the press release.
Currently, few publishers offer virtual card numbers, despite their benefits to users. Capital 1 offers cardholders an option through their Eno assistant, but the ability to use auto-complete to pre-fill the credit card field when shopping online is a new and welcome addition.
Bank of America, Discover and Chase, for example, do not offer their cardholders additional VCN security when shopping online.
“This is a remarkable step in providing the security of virtual cards to as many users as possible,” said Arnold Goldberg, vice president and general manager of payments at Google. “Shoppers using Chrome and Android AutoFill can enjoy fast payments when shopping online, while having peace of mind knowing that their payment information is secure.”