Apple has stopped accepting debit and credit card payments for apps and subscription purchases in India. In other words, Apple users in the country can no longer use their Indian cards to buy apps from the App Store. In addition, they will not be able to use their credit and debit cards to subscribe to Apple Music, iCloud + or even purchase media content on Apple TV. This change is difficult for some users who log in to Twitter to report the problem they are facing. According to consumers, Apple has removed the cards they used to purchase Apple services.
So Apple is simply removing the cards from the list of supported payment methods pic.twitter.com/zPe8BsmstJ
– Akshay Canada (@akkatweets) May 3, 2022
In addition, some users have even indicated that they cannot add new maps. While trying to make a payment using a previously added debit or credit card, users receive a message stating, “This type of card is no longer supported.” In particular, Apple payment page says Apple users in India can pay for services through Netbanking, UPI and Apple ID balance. Apple users in the country have expressed disappointment with the removal of credit and debit card options as one of the payment options for purchases with Apple ID.
Apple no longer accepts debit or credit payments in India
The Cupertino-based technology giant spares no effort when it comes to offering a seamless service experience. In fact, one of the company’s focuses is to offer convenient access to its products and services. For example, Apple, along with Google and Microsoft, is currently working to allow password-free access to its websites and applications. So why has Apple made the purchase more complicated for its consumers in India? The company explained the limitations of a support page on April 18, 2022. This also confirms that the change occurred last month.
The statement said India’s regulatory requirements did not allow Apple to receive payments for its services, products and applications via debit and credit cards. It is also clarified that Apple users in India can renew their subscription to Apple. However, they can pay via UPI, Net banking or their Apple ID balance. Recall, RBI issued new guidelines for automatic debiting for recurring online transactions in October 2021. Meanwhile, the company’s market share is constantly growing, unlike competitors. Under the new RBI guidelines, merchants are required to create an electronic customer card mandate.
So every time consumers pay more than INR 5,000, it requires their confirmation. In addition, there are a bunch of other rules that the new law imposes. These conditions make it difficult for Apple and other companies to receive credit or debit card payments. Now, to fight the new regulations, Apple has decided to stop accepting credit or debit card payments from Indian consumers. In addition, the initial method of payment in the country will be UPI and Net Banking. Interestingly, RBI’s automatic debit policy has forced other companies such as Netflix and Google to change their payment modes as well.