NearPay is a crypto financing protocol following the best practices of digital banking and adapting them for the crypto sphere. This is the first member of NEAR ecosystem issuing physical and virtual cards that allow users to convert cryptocurrencies to fiat and pay for their everyday purchases. NearPay’s complete list of end-to-end payment solutions includes:

  • Prepaid Visa card
  • NearPay Wallet
  • NearPay exchange
  • NearPay B2B Widget

Here’s what you need to know about these products.

Prepaid Visa card

Nowadays, many crypto platforms provide payment cards to make their services more convenient and efficient, while building bridges between crypto and conventional payments. The distinctive feature of NearPay Visa card is its flexibility and low cost. At only 1 EUR/GBP per month and free issuance (for a virtual card), you get a universal tool to settle your crypto payments anywhere Visa is accepted. It basically works like a regular bank card.

The card is available to residents of the UK and all EEA countries. It comes in two variants: a virtual card issued immediately after registration and a physical card delivered to you to facilitate offline use. NearPay apps’ streamlined interface lets you track spending, load/unload the card, and adjust card settings right from a web browser or Android and iOS devices.

With 38 supported cryptocurrencies, the NearPay card is a secure and versatile means of crypto payments. To get it, you need to do only two steps: register an account and verify it. A virtual version of a card is then instantly available, so you can use your crypto assets in everyday life seamlessly.

NearPay Wallet

NearPay Wallet is a one-stop app to safely and easily store, send and receive crypto. It supports nearly 40 cryptocurrencies with more to be added soon. The upcoming generous API of up to 15.81% will be offered to all those who want to earn more by setting aside some of their crypto assets.

Exchanging crypto to fiat and vice versa can be done in a few clicks. To do this, you need to load your NearPay account, which can be done in several ways:

  • Use your Visa or MasterCard bank card (takes about 20 minutes)
  • Make a bank transfer in EUR (via SEPA account) or GBP
  • Top up your NearPay Visa card with your crypto funds

NearPay exchange

You can buy crypto with fiat in just a few clicks via NearPay Widget. Over 30 crypto and 29 fiat currencies are supported. The interface is simple and clear, and this is not a cliché. It really is. It only has the one button action widget so you can enjoy hassle free service. Buying crypto will only take a few minutes:

  • Select the cryptocurrency to buy and fiat to pay with
  • Enter your wallet address (be specific to indicate the correct wallet you have access to)
  • Pass KYC (only email and name required)
  • Enter your Visa or Mastercard details

That’s it. Transactions are processed within 20 minutes on average.

Importantly, the widget offers the best conditions for buying NEAR, a utility token of the NEAR ecosystem, as you do not pay network fees.

NearPay B2B Widget

NearPay Widget it can also serve as an effective solution for businesses that intend to accept innovative means of payment. NearPay Widget is perhaps the easiest way to bridge the crypto and fiat realms. Integrating the widget only takes a few lines of code.

Customers can pay you with fiat, which will be converted to crypto and sent to your wallet. This payment gateway is an efficient solution for online retailers and service providers.

Bottom row

With NearPay, buying, exchanging, storing and otherwise using crypto is as easy as fiat currencies. To summarize, using NearPay’s wide range of products, you can:

  • Use crypto to pay for goods and services anywhere Visa cards are accepted
  • Exchange fiat to crypto and crypto to crypto with a few clicks instantly
  • Buy crypto via bank card or bank transfer
  • Withdraw crypto to a bank account
  • Start accepting crypto payments with NearPay Widget (for businesses)

NearPay skillfully integrates the best features of digital banking with innovative crypto technology to enhance the user experience of financial management.


Head of Technology.

A Review of NearPay – The First Prepaid Crypto Card Provider in the NEAR Ecosystem

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